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Types
of Coverage
Material
Damage.- It covers the damage of the insured vehicle
due to collision, overturning, glass breakage, fire, thunder,
explosion, cyclone, hurricane, hail, earthquake, avalanche,
construction landslide, fallen trees, strikes, riots, transportation.
Total
Theft.- It covers the total theft of the vehicle
and the losses or material damage caused by the total theft.
Civil
Liability.- It covers the civil responsibility
in which the policyholder or any person using the insured
vehicle incurs and that due to an accident causes bodily injury
or the death of third parties (different from the ones in
the vehicle) and/or the material damage to the possessions
of third parties.
Medical
Expenses to occupants of the insured vehicle.-
It covers payment of medical insurance for hospitalization,
medicines, medical attention or nurses, originated by the
bodily injury suffered by the policyholder or any other person
riding in the vehicle, due to a traffic accident.
Civil
Liability Extension.-
It covers the civil responsibility incurred by the policyholder,
when driving a different vehicle than the one indicated in
the insurance policy. The vehicle must be equivalent in capacity,
use and type.
Car
Accident to the Driver.- It covers payment for
death or loss of body parts suffered by the driver of the
vehicle, due to an automobile accident.
Travel
Assistance.- This coverage gives you the right
to tow your car in case of mechanical failure and it pays
for it, as well as for the basic road assistance like gasoline,
battery or flat tires.
Legal
Aid.- Protects
you in the event you have an accident that causes bodily injury
or the death of third parties and/or the material damage to
the possessions of third parties.. It also covers your legal
defense if needed. Takes effect if you are judged at fault
in a collision.
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